SaFi Bank Space : 🟢 [Split Transaction]: Display Single Transaction Row in History & Split Transfers only when double-clicking on row

Key	parent	P	fe story points	be story points	story points	Status
SM-3709	Display List of Historical Transactions (MVP)		3.0	5.0	8.0	Rework requested

Role: User

Objective:

When I initiate a single large transaction,

Reason:

I want to see the actioned transaction as a single row in the transaction history both when in pending state and when in success state.

I want to see the underlying split transactions with respective fees only when clicking on the row to see the transaction detail screen.

Example:
I initiate 150K interbank transfer (withdrawal) to another bank with timing ‘ASAP’ but only 100K gets successfully processed and the rest fails.
As Instapay has amount limit per transaction = 50K, the transaction must be split in 3 equal single transaction of 50K each.

At transaction generation, the user is not aware of the split as it happens within the app and s/he is not aware of it.
Therefore, upon generation, the overall transaction will be ‘Payment in Process’ status and in transaction panel must display a single outbound row of 150K.

Functional requirements:

As Instapay can only process 50k pesos per transaction, larger transactions have to be split up into “sub-transactions”.

UI requirements:

In the transaction details screen the user must see 6 rows in total:

• 3 rows of 50K each - of which 2 rows (1 row = 50K pesos, 1 row = 50K pesos) in success state and 1 row in failed state.

• 3 rows displaying the respective fee on each 50K transfer under each 50K transaction. For the failed transaction, the fee row should appear but display 0 fee.

Process flow:

1. Single large transaction is initiated

2. Separate “sub-transactions” are displayed as one on the list of transactions

3. “Sub-transactions” can be accessed by tapping on the transaction on the list

4. Until all the “sub-transactions” are processed, the whole transaction is in ‘Payment in Process’ state

Execution steps (Happy path):

1. User initiates a large transaction

2. Transaction is separated into “sub-transactions” in the background

3. User taps on transaction on the “Transaction history” screen

4. “Sub-transactions” are displayed

Internal dependencies:

Transaction History

Transaction Processor Manager

External dependencies:

Paynamics

Alternative scenarios: -

Acceptance criteria:

• In the use case of a partial transaction going through (100K successfully processed over 150K initiated), the user must see this:

The ‘in process’ 150K outbound transaction row changed to 100K transferred + charged fee on 2 partial transactions (so something like 115K PHP) so both status and quantity on the single initiated transaction row must be updated instantaneously.

• When user clicks on that transaction row to see the detail, the user will become aware of a partial transaction failing and he will see detailed info about how much fee s/he is charged.

In the transaction details screen s/he must see 6 rows in total:

• 3 rows of 50K each - of which 2 rows (1 row = 50K pesos, 1 row = 50K pesos) in success state and 1 row in failed state.

• 3 rows displaying the respective fee on each 50K transfer under each 50K transaction. For the failed transaction, the fee row should appear but display 0 fee.

Links to wireframes/UI:

https://www.figma.com/file/0LEEFZgkUnPkPTkY9PMREt/SaFi---WF-%26-UI-(Shared)?node-id=10780%3A121143