| Key | parent | P | fe story points | be story points | story points | Status |
|---|---|---|---|---|---|---|
| SM-140 |
Transfer Money between own SaFI accounts
|
|
3.0 | Done |
Role: Client
Objective:
Money must be transferred from the main account to a sub-account (pocket) or vice versa for the same bank client.
Reason:
The client wants to transfer money from his/her own active master account to any other sub-account (pocket) or vice versa.
Functional requirements:
The client account must be active and KYC/AML valid.
The maximum number of sub-accounts (pockets) per client is eight.
No special checks, such as Transaction Screening, Transaction Monitoring, Fraud Detection are required.
If you transfer money from the master account to any sub-account (pocket), then on master account must stay minimum amount of money (minimum = 1 PESO).
If you transfer money from a sub-account (pocket) to a master account, the sub-account (pocket) could be reduced for an exact amount of money or cloud stay empty (equal to zero) at the end of this operation (transfer of all money).
UI requirements:
This operation must be simple from a UI perspective: select your own sub-account (pocket), provide value for transfer, and after confirmation, this transfer must be realized ASAP. The user must receive confirmation of the successful or failed transfer.
Process flow:
Execution steps:
Select main account or sub-account (pocket)
Define the amount of money for the transfer
Check if the provided amount of money is available
Manage money transfer between main account and sub-account (pocket) or vice-versa
The value of sending account is reduced for the amount of transferred money
The value of receiving account is increased for the amount of transferred money
Payment Ledger includes information about the managed transaction
Provide transaction confirmation (positive or negative) message
If the transaction failed, ensure that the value of sending and receiving accounts didn’t change
Internal dependencies:
TM: Payment Ledger
External dependencies:
IAM: User Verification
Alternative scenarios: n/a
Acceptance criteria:
The User can select one of his/her sub-accounts (pockets) from an existing list
The User can define the amount of money for the transfer
The User can see that the sending account was reduced (amount of money)
The User can see that receiving account was increased (amount of money)
Payment Ledger includes information about the managed transaction
The User can see positive or negative confirmation of the transaction
Links to wireframes/UI:
https://www.figma.com/file/dkDQHRa1zq7tU58MiL6hBR/SaFi---UI---MVP-(Shared)?node-id=25%3A5590