SaFi Bank Space : 👷Open unlocked pocket

Role: Customer

Objective: Open a new unlocked sub-account.

Reason: The customer wants to manage his money and get a better interest rate.

Functional requirements:

Customer is allowed to have up to 8 active sub-accounts of both unlocked and locked type
- If this would be his 9th account, he gets an error message, and a sub-account is not created.
At first, the customer is shown a few screens how the sub-accounts works.
During opening the unlocked sub-account, the customer has the option to fill in these details:
- Name
- Picture (Optional)
- Type - Locked/Unlocked
- Target amount (optional)
- Target date (optional)
After that, a sub-account is created and the user is redirected to the next screen.
Subaccount doesn’t have a visible account number.
In the future, there will be saving strategies (round-ups + recurring payments), but they are not in the scope yet.
In the future (after MVP), there will be option for templates:
- During the first step of the creation of a sub-account (name+ picture) customer will be able to choose between several templates for quick setup.
  - When the template is chosen, all fields are automatically prefilled and the customer can edit them.
  - e.g. Emergency funds, Holidays, …

UI requirements:

Process flow:

Execution steps:

Internal dependencies:

External dependencies:

Alternative scenarios:

Acceptance criteria:

When there are more than 8 active sub-accounts, a new sub-account cannot be created.
If the customer chose a template, all other information is prefilled.
After successful creation, all data are stored properly in the database and in TM Vault.

Links to wireframes/UI:

Attachments: