SaFi Bank Space : 🗨️ Open locked pocket

Role: Customer

Objective: Open a new locked pocket.

Reason: The customer wants to manage his money and get a better interest rate.

Functional requirements:

Customer is allowed to have up to 8 active sub-accounts of both unlocked and locked type
- If this would be his 9th account, he gets an error message, and a sub-account is not created.
At first, the customer is shown a few screens how the sub-accounts works.
During opening the locked sub-account, the customer has the option to fill in these details:
- Name
- Picture (Optional)
- Type - Locked/Unlocked
- Tenure (lock duration)
  - Exact options are to be specified, but let`s start with 3 months, 6 months, 9 months, 12 months, 2 year, 3 year.
- Amount to transfer
After the customer writes down tenure and amount to transfer, he is shown what will be his amount saved by end of the tenure.
After that, a sub-account is internally created, a transaction is initiated, and if it succeeds he is forwarded to the success screen.
The locked subaccount doesn’t have a visible account number.
There are no available transactions for the locked sub-account.
In the future (after MVP), there will be option for templates:
- During the first step of the creation of a sub-account (name+ picture) customer will be able to choose between several templates for quick setup.
  - When the template is chosen, all fields are automatically prefilled and the customer can edit them.
  - e.g. Emergency funds, Holidays, …

UI requirements: any special demand for UI

Process flow:

Acceptance criteria:

When there are more than 8 active sub-accounts, a new sub-account cannot be created.
If the customer chose a template, all other information is prefilled.
After successful creation, all data are stored properly in the database and in TM Vault.
Outgoing and incoming transactions to the sub-account are not allowed.

Links to wireframes/UI: https://www.figma.com/file/dkDQHRa1zq7tU58MiL6hBR/SaFi---UI---MVP-(Shared)?node-id=25%3A6145

Attachments: