Overview
Report depicts all the bank’s issued saving deposit products, its characteristics and total number of accounts under the respective product.
Frequency: Quarterly
Data to be exposed
Field | Description | Valid values | Method of filling |
|---|---|---|---|
Product code | Internal reference ID | Manual | |
Product Status | New – For a newly product launched publicly by the Bank | New/Discontinued | Manual |
Date Launched | The date of public launch for a new product | Manual | |
Date of Discontinuance | Date of discontinuity for any discontinued existing product. | Manual | |
Initial Deposit | The amount of initial deposit required by customer to open the account | Manual | |
Minimum Maintaining Balance | Minimum balance which needs to be maintained by the customer mandatorily | Manual | |
Minimum Balance to Earn Interest | If there is any requirement of minimum balance, so as to earn interest on its deposits by the customers. | Manual | |
Interest Rates (Gross per Annum) | Nominal interest rate offered for this product on an annual basis. | Manual | |
Term (Length of Maturity) | The length of maturity for the account, if any | Manual | |
Subjectivity to Dormancy Fees | In case of dormancy, whether any fees will be charged from the customer | Y/N | Manual |
Insurance Coverage | Whether there is any insurance linked with the product, life or non-life | Life/Non-Life | Manual |
Total Number of Accounts | The total number of accounts under this product | account.saving.snapshots AND account.main.snapshots | |
Unique Feature/s of Evidence of Deposits | Manual | ||
Issued Accountable Forms | Any forms issued with respect to the product | Manual |