Epic: SM-36 - ONB: Get onboarded - KYC Done
User story: SM-2665 - Customer video call for verification - Immediate Done
User story: As a customer I want to get connected immediately to the bank agent via video so that my verification can be completed.
Role: Customer
Objective: To establish an immediate video connection between Customer and the bank agent in case when vKYC is required.
Reason: A human verification of the Customer during onboarding in case
Functional requirements:
Customer is offered to start a video call immediately or to set a scheduled call (i.e. being called back in a set time)
IF Choosing a subscription in Onboarding flow https://www.figma.com/file/dkDQHRa1zq7tU58MiL6hBR/SaFi---UI---MVP-(Shared)?node-id=484%3A8237 AND
OSP returns the Customer risk assessment value ordering vKYCvKYC Agent should be able to access the following data in BoFi:
- Face match & Liveness check result
- Phone number duplicity check result
- Matrix duplicity check result
- Face search duplicity check result
- OSP risk assessment result
- Questionable data (from checks)
- ID photo
- Selfie photo
- Tone of voice
- All other data from KYC will be available in Customer Profile (Name, Address info, Additional information, etc.)Customer manager provides all data, which are not available in BoFi, via API to vKYC as well.
After VKYC call, vKYC will result in:
Result | Description |
---|---|
SUCCESS |
|
REJECTED |
|
FAILED |
|
SCHEDULED |
|
UI requirements:
SM-2256
-
DES: Final screen with vKYC
Done
Process flow: N/A
Execution steps: See Functional requirements
Internal dependencies: N/A
External dependencies: vKYC platform / AAI
Alternative scenarios:
1. No or weak internet connection → Sheduled call
2. vKYC agent won’t receive any data → Failed call
Acceptance criteria:
See Functional requirements.
Links to wireframes/UI:https://www.figma.com/file/0LEEFZgkUnPkPTkY9PMREt/SaFi---WF-%26-UI-(Shared)?node-id=1946%3A23531