SaFi Bank Space : Digipay - Top-up via Cash-In

Customer goes to digipay kiosk/branch and deposits money
Digipay submits transaction request to digipay-gateway with merchant reference number and callback url
Validate transaction
Save transaction and return in-process response to digipay
Trigger OTC top-up transaction in TPM
1. If fraud check is rejected, step-up, or manual approval, digipay top-up fails
Post top-up to Thought Machine
Update saved transaction in digipay-gateway
Send final transaction details to callback URL

Fees
1. No customer fees for digipay top-up
2. Subscription plan does not apply for digipay top-up
Transaction History
1. Digipay top-up is considered as an OTC top-up in transaction history
Notifications
1. Customer is notified when transaction is created and when it reaches a terminal state

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