Created by User 13e07, last modified on Aug 05, 2022

SAF-398 - Atome: change status on FE Backlog

Epic: SM-962 - Loans Products screen In Review
Priority: as per Jira
Effort estimate: as per Jira
Review status: ready to review

Role: system

Objective: change status of BNPL tile on loans overview screen

Reason: to give quick, up to date overview to client

Functional requirements: n/a

UI requirements:

Elements of the tile (Actions, balance+status, text) are subject to change based on the status of the BNPL.

A BNPL can have the following status, independent from another loans' status:

  1. not eligible because of a low credit score or fraud flag

  2. eligible, but not taken

  3. eligible, limit partly taken

  4. eligible, fully taken to the limit

  5. Other loan is delayed, BNPL already taken

  6. Other loan is delayed, BNPL not yet taken

1. not eligible because of a low credit score or fraud flag

  • Action button: inactive

  • Balance: $0.00

  • Status: Not available

  • Text: Continue using the app and come back later to see your limits!

2, eligible, but not taken

  • Action button: active, text: ‘Explore’

  • Balance: $xx.xx credit limit

  • Status: Available

  • Text: as per Figma

3. eligible, limit partly taken

  • Action button: active (but white like here), Text: ‘Explore’

  • Balance: $xx.xx outstanding amount

  • Status: Amount due

  • Text: as per Figma for OD, including the max pre-approved credit limit

4. eligible, fully taken to the limit

  • Only one number is displayed, to total outstanding amount (which should be the max limit)

  • Action button: active, text: Explore (white like here)

  • Balance (on the left side): $xx.xx outstanding amount

  • Status: Amount due

  • Text: as per Figma 

5. Other loan is delayed, BNPL already taken

No special actions needed, same FE as described in #3 or #4 in this document

6. Other loan is delayed, BNPL not yet taken (TBD)

  • Action button: inactive, text: ‘Explore’

  • Balance: $xx.xx credit limit

  • Balance text: Not available

  • Text: First please settle your outstanding debt to become eligible.

Process flow: n/a

Execution steps: n/a

Internal dependencies: n/a

External dependencies:

  • Atome credit line integration: SAF-992 - Atome - shared credit line Backlog

Alternative scenarios:

  • Tile would be hidden from Loans overview page, product is still reachable via Dashboard

Acceptance criteria:

  • UI and data is changing according to the UI requirements section

Links to wireframes/UI: to be added later