Epic:
SM-961
-
Repay an overdraft after 60 days
Done
Priority: as per Jira
Effort estimate: as per Jira
Review status: ready to review
Role: system
Objective: Inform user that the OD is delayed and specific daily IR penalty will be applied
Reason: to warn user about the consequences of being delayed
Functional requirements: pls see the technical documentation here Loans Technical documentation
UI requirements:
Be as transparent as possible, warn customer about negative consequence (falling credit score,etc.)
Process flow:
#4 workflow, negative path of not being able to repay debt on 2nd due date Overdraft Technical documentation
Execution steps: pls see the technical documentation here Loans Technical documentation
Internal dependencies:
Notification service (Ably)
External dependencies:
Ably integration
Alternative scenarios:
n/a
Acceptance criteria:
Customer receives warning message immediately after missing 2nd due date as not enough balance on the account to cover fixed fee + OD
Links to wireframes/UI: n/a